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5 millennials who became homeowners in their 20s share their best advice for buying your first house – Paying mortgage insurance for five years will cost $6,450. But that was only one-fourth of their 20% down payment of $80,000. They said they saved the rest by adhering to a very strict budget,
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Is It Smart To Buy A Home With Less Than 20% Down Payment? – · Conventional loans: It’s possible to get a conventional loan with as little as 3% down, but just as with FHA loans, there’s an additional requirement of private mortgage insurance (pmi). However, once you reach 20% equity in the home, this additional cost can be dropped.
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